Monday, May 12, 2014

Colorado Car Loans – Faster Approval, Happier Car Buyers

Car buyers of Colorado are very lucky. They can buy the automobile of their dreams instantly with Colorado Car Loans. No exhausting loan process, no vague answers – just a simple car loan application form and faster auto loan approval.

Do not worry about your bad credit history. The company is experienced in the field of sub-prime car financing. It will handle your loan application efficiently.

Lower rates are not confined to people who make down payment or bring a co-signer. This means you don’t have to waste time in finding down payment or persuading someone to become your co-signer.

Colorado Car Loans will make your car buying pleasurable and affordable. Fill the one minute application form today.

Friday, May 9, 2014

Kudos to Coloradan Car Buyers! You helped to ace the Race

Congratulations to all the happy car buyers of Colorado for buying their favorite car. Because of all of you, the state was able to highest number of car sales in the month of March. Nearly 16,000 new vehicles were registered in the month of March. On year-to-year basis, the March sales were up by approximately 12 %. This is better than the national average.

And, the reason for higher sales is simple – lower unemployment and higher consumer confidence.

If you or your friend is looking forward to buy a car, help them make it super affordable with Colorado Car Loans. The company wants to aid car buyers in fulfilling their car dreams and so, it provides lowest auto loan rates. Apply now and guaranteed auto loan approval will be yours

Thursday, May 1, 2014

Denver Auto Show – One and Only Hydrogen Fuel Car of Colorado

CBS4 Story - Montreux Energy CEO Andrew Bermingham Interview

What is the one thing about cars that environmentalists hate? It’s the emissions from an automobile. But, nature lovers should not worry about it. 2014 Denver Auto Show presented the only commercial vehicle in Colorado that doesn’t run on gas. Instead, it uses something that’s all around us. The car uses the hydrogen and oxygen from the atmosphere and combines them to produce electricity. The only thing that is emitted by the car is water. This means the car emits no harmful pollutants in the atmosphere.

Don’t think it is some uncomfortable ride with average features. Montreux Energy, that presented the car at the Show, has used the luxurious Mercedes as the prototype for creating gas-free vehicle. This vehicle is practical and can be actually used by car drivers of Colorado.

There are several companies who are investing in fuel-cell technology which will replace gasoline as the fuel. Let’s hope these vehicles are as affordable as they are useful in reducing carbon foot-prints.

Liked a car that you saw at the Denver Auto Show last month or want to buy a used car at you dealership? No matter a new or a used car, Colorado Bad Credit Car Loans will get you instant approval without any discrimination on the basis of credit score. Apply now for lower rates.

Friday, December 7, 2012

Colorado Car Loans - The Ideal Answer to All your Auto Financing Needs

Coloradans can enjoy low rate auto loans without thinking about bad credit and no credit. Guaranteed approval is possible even when you don’t have a co-signer. Colorado car financing are also available with a monthly income of just $1,000.

Get ready for instant auto financing programs in Colorado by applying on 100% safe website. Students and first time car buyers can easily secure FREE auto loan quotes without making a down payment.

Apply for Colorado Springs Autmobile loans

Sunday, December 2, 2012

Online Auto Loans in Colorado – Why waste time when Car Loan Approval is just a Click away?

Cars are the epitome of success. It is often said that buying an automobile symbolizes a financially strong individual. But, cars have become so much expensive that Colorado auto loans have become the order of the day.

Most car buyers get overwhelmed by the very sound of “auto financing”. This is because getting approved for a car loan is often a lengthy process. Plus, several other factors are at play. You have to manage your budget, get the car information, provide the lender with satisfactory replies and then endlessly wait for approval. PHEW! Too much work isn’t it? Well, you can slash down your work by going online.

Online is the Way for every Coloradan

When you opt for online auto financing in Colorado, you have the benefit of completing the process in an instant.

•    As the entire process is online, you can get quick approval.
•    Just one simple application form to get Colorado auto loans.
•    100% safe process.
•    Less paperwork.
•    No never-ending lines to the lender’s office.

How to Search for an Online Auto Loan in Colorado?

It is simple to search for an auto loan when you know the kind of loan you are looking for. For getting an online auto financing program, you must use this simple plan.

>>   Prepare a Budget

It is essential that you calculate your income and expenses. It will help you to understand your affordability. It will ensure that you do not overspend your limit.
 >>   Check your Score

You must know your credit ratings before applying for an auto loan. Once you know what kind of credit score you have, you can opt for bad credit auto loan, zero credit car financing or the usual pre-approved auto loans.

>>  General Idea of the Car

Are you going to buy a car from your colleague or from a Coloradan dealership? It will help you in clicking the exact option in the “Type of loan”. If you opt to buy from a private seller, you have to choose, “The Private Party Auto Loan Option”.

Choosing a dealership loan means you choose, “New-Used Car Loan Option”.

>>   Down Payment and Co-Signer

Instant approval on Colorado online auto loans is possible with a down payment amount. 10% - 20% of the car loan amount can actually turn the tides. 

Get a co-signer so that you can increase your chances of getting approval. Anyone of your parents or your friend can become your co-signer. Just make sure that the person has a good credit score as well as a stable debt-to-income ratio.
•    Avail an Online Colorado Auto Loan

You have to go to your computer and just type in the required details. It is essential that you type the kind of auto loan you want – private party auto loan, new car loan, bad credit auto loans, etc. Also, mention your geographical area to ensure that you get the best options.

Here are few examples of using the web browser for your auto loan search:-

a)    If you have bad credit and live in Colorado Springs, CO 80917, you must type all this information in the search bar, “Bad credit auto loans, Colorado Springs, CO 80917”.

b)    If you live in Boulder, CO 80302 and want a private party car loan, search “Private party auto loans 80302”.

c)    You can just type for “Denver auto loan” if you are looking for a car financing program in Denver.

d)    If you are looking for students auto loans program in Aurora, google “Student auto loans in Aurora, CO 80014”.

Once you get across several auto financing companies through the internet, check their reliability. Apply with only those companies that are trustworthy and can offer the online car loan of your choice. 

Apply with safe and secure websites and get ready for approval. Online auto financing in Colorado is as simple as that.

So, Coloradans! Next time you are in the car financing market; don’t forget to go the online route. It will save loads of time and money too. Best of luck!

Rapid Car Loans is 100% safe online auto financing company that offers low rate car loans Colorado with guaranteed approval. Bad credit or no credit history – nothing can cause trouble in securing guaranteed approval. Apply now.

Friday, October 5, 2012

How to Get Guaranteed Car Loans with Bad Credit History in Colorado Springs, Colorado?

It’s great to live in a city that has been chosen as the No.1 Best Big City in “Best Places to Live” by Money Magazine. The award speaks about the facilities that one can enjoy in Colorado Springs. You can make living in Colorado Springs even more pleasurable by driving your very own car.

When it comes to cars, car loans are important. But, do you think your bad credit will make it impossible to get guaranteed approval on car loans? You are worrying for wrong reasons because you can get a car with bad credit. Here’s how you can convert your slim chances of getting a Colorado Springs bad credit car loan to instant approval.

Wrong: Filling Applications Right Away

You must never fill the car loan application as soon as you feel the need of getting car finance. Actually, there are several things that you need to do before applying. We can divide every task related to getting guaranteed approval on bad credit car loans into Pre-application tasks and Post application tasks.


Know Your Credit Score/Payment History

No matter the type of loan, every lender will want to know how you pay your debts. He will judge the credit risk associated with you by understanding your credit report and payment history. So, it is important to know it and improve it beforehand.

We know that credit bureaus mess up credit reports. So, get your free annual copy from Analyze the entries and look for erroneous transactions. Under the Federal Law, you can easily remove wrong entries from your report if the credit bureaus cannot prove its precision. Removing wrong entries can definitely improve your credit score and place you in a better place than before.

Set Your Budget

Cars are expensive and if you don’t calculate your budget, you may end up paying more. When it comes to making huge commitments like car loans, you must know your affordability. It will help you avoid an unmanageable Colorado Spring auto loans program.

Calculate your budget by considering the car loan term. If you want to opt for a longer term, estimate expenses of certain future events like wedding, college expenses, home loans, etc.

Save Money for Down Payment

Down payment is important for lenders. If you can put a huge sum as money down, it shows your financial strength. The lender will consider you as a low risk credit borrower. It will also reduce your car loan amount.

But, we all know that getting even 10% of the car cost can be very difficult. So, start saving money for down payment from now.

Search for a Co-Signer

Your bad credit score takes a back seat when your lenders see a co-signer. Someone with a good credit score and decent debt-to-income ratio can work magic for your auto financing Colorado Springs. Finding a co-signer may take time and that’s why it’s better to start the job now.

Check Your Documents

When you have had financial issues in the past, the lender will be more interested in your income proof. Keep your current pay stubs and/or tax return statements ready. You can even ask your employer to provide an Employment Certificate. Arrange all your utility bills receipts because they can be used by the lender to ascertain your debt repaying ability.

Search for Subprime Lenders

When you have bad credit score, apply with lenders that have copious amount of experience in dealing with credit issues. Your approval chances will improve when you apply with lender that offers Colorado Springs bad credit car loans in Colorado. Also, you save time by avoiding stringent banks and other traditional financial institutions.

Make use of the internet to search for online auto financing that offer affordable car financing options. Most companies have a history of working with bad credit borrowers. So, don’t forget to consider them.


Analyze and Compare Car Loan Quotes

When you apply with several lenders, you will receive many bad credit auto loan quotes. Analyze and compare each of them on factors like interest rates, monthly payments, APR, down payment, etc. Also, consider other aspects of the Colorado Springs car loan programs like loan term, conditions, fees and penalty.

Negotiate with the Lender

As you choose few auto loan quotes, make sure you negotiate with the lenders. Sign the bad credit car loan contract with only that lender who negotiates and offers you a better deal.

Choose a Reliable Car among the Alternatives

It’s always better to choose a car after securing the car loan because lenders may ask you to choose the car from a pre-decided dealer/s. They may even give you a pre-approved budget. So, select the car later and avoid any wastage of time and energy.

Don’t forget to get the car inspected from your trusted mechanic. It’s important to check the car title and Vehicle History Report because once you sign the papers; you cannot do much.

So, that’s how you can buy a car in Colorado Springs. Once you buy the car, keep making regular payments so that it improves your credit score.

If you follow these tips, getting a car loan and making payments won’t be difficult for you.

Wishing you instant approval on your bad credit car loan! is known for offering instant approval car loans in Colorado. Our lender-dealer network helps car buyers secure Colorado Springs auto loans irrespective of their credit history. We offer no down payment auto loans which means your car loan process is pleasurable with us. Apply now!

Tuesday, April 10, 2012

Quick and Easy Guide to Help You Get Car Loans for Bad Credit in Colorado

Owning a car is plain ecstasy. None provides the perfect cloud nine feeling but a car. Coloradans are no stranger to car passion. From the Eastern to the Western slopes, people in Colorado love cars. But, what’s that one reason which stops the residents of the Centennial State from fulfilling their car dream? Most people will agree that their bad credit score keeps them from availing auto loans.

Credit scores have always remained a mystery for its calculations are never crystal clear. Add to it, the dreadful year of 2008. We all have had trouble with credit history but recession caught us off-guard. Since then, the number of bad credit borrowers has been increasing. Coloradans! If you are suffering from a bad credit score and think that you can never get a car, you cannot be more wrong.

If you have a bad credit history, you can take advantage of auto loans for bad credit to buy your car. Yes, these loan programs are specially designed for borrowers who have a poor credit score. They are an opportunity to improve your credit score. Making regular payments will definitely increase your score.

Now, What Constitutes A Bad Credit Score?

Lenders have different criteria when it comes to ascertaining a score as a bad one. Few will consider a 620 score as bad and some lenders will think of anything below 500 as a poor score. So, before writing off yourself as a bad credit borrower, check your credit score. You can ask for your credit score from any of the three bureaus. Additionally, get your free yearly copy of credit report from Study it thoroughly because credit bureaus are infamous for mistakes. Also, we are all aware of the problem of identity theft. According to FTC’s report, Colorado ranked among the Top 10 States in the context of identity theft complaints. So, check your credit report and dispute all those unaccounted transactions. Once you have cleared your credit report of errors, apply for second chance auto loans.

Lenders’ Requirements

1. Lenders want you to earn at least $1,000 per month (Gross Monthly Income).

2. Your stable employment ensures regular payments. So, lenders require you to work for at least six months with your current employer.

3. You must be living in the same house for at least half a year. Your utility bills can be used as proof of residence.

4. Banks Statements can also be asked to get knowledge of your financial transactions.

5. Also, lenders will be interested in vehicle details like the purchase price, VIN, make and model. Odometer Disclosure Statement is important when buying a pre-owned car.

Insider Tips for Getting Approval

A car loan for bad credit is your second wind in the race of buying your dream car. To swing the decision in your favor, you must make a substantial down payment. If you can afford to put more than 10%, your approval chances will improve.

When you have bad credit, lenders consider you risky for doing business. You can reduce the risk factor by asking someone with a decent credit score to co-sign your loan agreement.

Down payment and a co-signer can really up your approval chances. Now that you know all about obtaining an car financing with terrible credit, go ahead and apply for one.

With Colorado bad credit auto loans, you can buy your dream car and enjoy a comfortable travel in the State. The mesmerizing State has so much to offer in terms of diverse terrains. Go out and enjoy the beauty of Colorado.

Although cars are need of the hour, a bad credit score plays havoc in getting one. But, things are going to change with our bad credit instant approval auto loans in Colorado program. offers car loans for bad credit at affordable rates. Apply and get to buy your dream car.

Monday, January 2, 2012

Tips for Coloradans – Add the Magic of CNG Fuel and Turn Your Car into Money-Saving Machine

The year-end has brought smiles to environment lovers. Colorado and three other states pledged to buy CNG vehicles. This means less environmental damage as it is produces lesser CO2, C0, NOx, etc. than any other fossil fuel.

Colorado Gov. John Hickenlooper and governors of Pennsylvania, Wyoming and Oklahoma signed a Memorandum of Understanding to add natural gas vehicles to their transportation fleets. They have mutually pledge to replace some of their old gasoline fleets with those running on compressed natural gas.

This is to encourage automakers to develop vehicles that use natural gas and also promote cleaner-burning option. Also, it will lessen foreign dependence on oil - producing nations. The move is in line with the President's view on oil dependency.

Starting his career as a geologist, the Colorado Governor has always propagated the use of natural gas. He touted the idea as it will benefit the State in cutting emissions. The MOU is a better way of tackling market barriers than offering subsidies. The basic assumption is that increased vehicle demand from public sector will have a positive impact on consumer buying.

The MOU seems practical for Colorado as the State is a large resource of natural gas with two large fields in western and south-western region of the state. And, as per the U.S. Energy Information Administration, the quartet is ranked higher in production of natural gas in 2009(Wyoming - No. 2, Oklahoma - No. 3, Colorado - No. 5 and Pennsylvania - No. 12).

If the State adds CNG vehicles to its fleet, CNG gas stations will increase. Until now, most such stations are only located in and around Denver. This means Coloradans who are shying away from buying CNG cars will reconsider it. If this happens, then Clean Energy Fuels will have to start concentrating on passenger vehicles as well.

Although a CNG car is expensive at the time of purchase, the overall cost of the car is definitely less than gasoline and diesel cars. In Colorado, gasoline is available for an average of $4 a gallon whereas CNG is available at around $2.89.

All these developments suggest that buying a CNG car is not a bad choice. After all, think of all the savings you will make over time.

Once you have made your decision, there will be several other things that will come to your mind. So, let's start addressing them.

The Usual Question-Do You Want a New or Used Car?

Brand New Beauty

A new car means high investment in the beginning. But, buying a new car will allow youto be tension free as it will be covered under the manufacturer's warranty. So, it will cover almost all car problems.

If you are thinking of a new car, then Honda Civic GX is a good option. It's third generation was awarded the 2012 "Green Car of the Year". Although it is expensive than the standard Civic, it offer you CNG.

There are several cars which use the bi-fuel options and switch effectively from CNG to gasoline. The options available with you are Chevrolet Cavalier Bi-Fuel and Fiat Siena. You can also go for LPG/ Petrol category if you find the option worthy.

The Classic One

If you think that buying a new car will burn a hole in your pocket, then you must go for used car. If you be a little cautious while buying a used car, you can definitely get a good deal.

So, now the question - Do you want to buy a car that runs on CNG or you want to tweak it after you purchase it?

If you are buying a pre-owned CNG car, you can choose from the makes and models that are certified by EPA or purchase a car from a government auction of pre-owned fleet vehicles.

When it comes to buying a CNG car, you have many options. You can visit your local dealer or even opt for private party sale. The web is a perfect place for searching your car. There several websites which provide detailed information about car inventory. Using the web will definitely broaden your search and reduce chances of ending up with a lemon.

How to Install a CNG Kit?

If you decide on buying a gasoline/diesel car (new or old- it's your choice), you can install a CNG kit in your car and convert it into a money -saving machine. The only thing that you want to keep in mind is that you must check whether your car can be legally allowed to convert into a NVG. This information can be availed from the link -

Only, Or, And?

Well, buying a car ensures you get a plethora of options. While installing a CNG kit, you can go for the Dedicated, Bi-Fuel or the Duel Fuel option.

If you chose the Dedicated vehicles option, then your engine will operate ONLY on natural gas. The Bi-Fuel option offers you to run your engine on either CNG or gasoline, but not both at the same time. The third option of Duel Fuel lets you have an engine that largely runs on natural gas but uses diesel for ignition.

Certified CNG Kit

There are strict regulations when it comes to installation of CNG kits. Colorado follows the US Environmental Protection Agency (EPA) process as well as the California Air Resources Board(CARB) procedure. This makes the Colorado standards stricter as CARB's certification process includes more testing for new as well as retrofit (conversion) systems.

FuelTek Conversion Corp., and Impco Technologies, Baytech Corp., BAF Technologies offer EPA certified systems. (Only last two are CARB certified).

If you don't buy certified kits or install your system from an uncertified installer, then both the authorities can levy heavy fines.

The conversion will cost you something around $ 12,000 and will include the retrofit system, fuel tanks, related tubing/brackets, and installation. The major factor that affects the cost is the amount of fuel capacity. This means you can lower your prices by reducing your fuel capacity.

How To Refuel Your Car?

Well, currently Colorado has few CNG stations where you can re-fuel your car. You can search for a near-by gas station by clicking on the link-

If you want to avoid the sparse gas stations, then there is another option of home-fuelling systems like theFuelMaker 'Q' and 'Phill'. This equipment will allow you to tap into the home gas line. You can either install it in the garage or outdoors.

'Q' will cost something $10,000 plus installation and 'Phill' will be around $3,000, with another $500 to $1,000 for installation.

Will Conversion Cause Any Problem With The Original Warranty?

You don't have to worry about the Original Equipment Manufacturer's warranty. EPA makes it clear that OEM is liable for warranty, leaving all those cases in which the failure is caused by the 'conversion'.

Also, EPA states that the Conversion System Manufacturers are responsible for the emissions warranty of equipments and parts added for converting your car.

Is There Any Benefit In Terms Of Taxes?

You can avail tax credit to offset 75% of the cost from Colorado Department of Revenue for your car if it uses alternative fuel or natural gas. The only condition is that your car should be titled and registered in Colorado.

Also, Income Tax credits can be availed under the Energy Policy Act of 2005 (PL 109-58). The tax credit is equal to 30% of the cost of natural gas refueling system. The cap is $ 1,000 for home refueling appliances. If you want to avail this tax credit, it is necessary that you buy the system before its expiration date of December 31, 2011.

Do CNG Cylinders Require Any Safety After Installation?

Yes, CNG cylinders contain fuel and hence you must check for leakages and ensure condition of the valves. You must also know the removal date of cylinder which is mentioned on the cylinder body. As a cautious driver, you must inspect the cylinder tank every 36,000 miles or every 3 years (whichever occurs first). Also, you must check it after accident or any fire. You must also carry the necessary documents showing proof of the safety inspection.

So, this is how you can get advantages of one of the cheapest fuels. I hope this article solved all your doubts and removed all queries from your mind.

It's time to put all apprehensions to rest. It's time to buy a CNG-fuelled car and explore the beautiful Centennial State. Take your fuel-efficient car to the Colorado National Monument or the beautiful city of Love-land and enjoy the natural vistas.

Save money on fuel and loans as well. Buy your fuel-efficient car with RapidCarLoans.Net. We are committed to our customers in offering the most reasonable car loans Colorado. Avail no-obligation automobile loan quotes from us and drive your car without any trouble.